Category Archives: Low Credit Score

Student loan debt surpasses credit card debt on Credit Reports

The race between the credit card debt and the student loan debt accrued by the Americans has been won by the later. Unfortunate, but true. Student loan overshoots the credit card debt the last year, and as the number of … Continue reading

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Bad Credit Raises Cost of Insuring Car, Home

Insurance score Similar to the FICO credit scores that range from 300 to 850, insurance scores go from 300 to 900, Boyd said. Boyd said the most-significant factor for determining an insurance score is payment history. It amounts to about … Continue reading

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PMI can be a helpful tool for homebuyers

Private mortgage insurance (PMI) has been around in some form for many years, allowing buyers to purchase a home with a minimal down payment. It is essentially an insurance product for banks, which covers the risk they have if a … Continue reading

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Kenly woman to receive refund after credit firm breaks promise

KENLY, NC – Paula Parrish said she wanted to buy a house, but couldnt because of her low credit score, so she contacted Barnes Consulting in Kenly for help. I knew I had legitimate debt that I wanted to get … Continue reading

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Bad credit raises cost of insuring car, home

Natalie Roman was an insurance agent’s dream customer, a driver without violations or accidents who hadn’t filed auto-damage claims in more than a decade. Yet her monthly car-insurance rate doubled to about $80 late last year after her insurance company … Continue reading

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Experian Debuts New Credit Score, Helps Bring ‘Underbanked’ Into …

Credit Score, Credit Report, Credit Scores, Extended View, Payday Loan, Prepaid Card, Bad Credit, Bad Credit Score, Corelogic, Corescore, Experian, Low Credit Score, Subprime Borrower, Unbanked, Underbanked, Money News Explore how quickly as well as simple it is always to … Continue reading

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4 Tips for Refinancing Your Mortgage

Homeowners can save a bundle. At current rates, someone who took out a $400,000 mortgage in May 2011 at 4.75% could shave more than $200 from his monthly payment, according to HSH.com. The latest drop in rates has created a … Continue reading

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Nearly Half Of Americans Don’t Know Their Credit Score: Report

In an April episode of the Fox sitcom New Girl, Nick is surprised to learn of his ridiculously low credit score when he tries to buy a cellphone. One staffer at the store wonders if Nick just, “woke up from … Continue reading

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Finance Topics They Don’t Teach In High School, But Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finances. If we could get … Continue reading

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The high cost of low credit scores

If you have a low credit score, you will likely end up paying more for loans. Here are the three places youll feel it most.Now we have the best national circle with regards to auto finance brokers in addition to … Continue reading

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